For accountants & insolvency advisers
Insolvency risk monitoring for accountants & advisors
Connect each client's Xero and Offermore watches their solvency indicators every day — so you spot the client heading for trouble weeks before it becomes an emergency, and build the evidence trail your safe harbour advice depends on.
Daily Xero sync · six insolvency-law indicators · a dashboard per client · 14-day free trial
The problem
You find out too late
By the time a client picks up the phone, the options have usually narrowed. The warning signs — losses stacking up, cash tightening, tax and super falling behind, debtors ageing — were sitting in their Xero file for months, but nobody was watching it day to day. You end up reconstructing the deterioration after the fact, when the most valuable thing you could have had was a few weeks' notice.
Offermore closes that gap. It reads the client's accounting data every day and surfaces the same statutory warning signs a court and the ATO weigh — so the drift shows up on a dashboard while there is still room to act, not in a post-mortem.
How it fits your workflow
Connect Xero, then let it watch
01
Connect a client's Xero
Your client authorises read-only access once through Xero's official login. Add as many client organisations as you look after — each one appears in your organisations list, searchable by name.
02
It syncs every day
Each client's profit & loss, balance sheet, cash flow, aged receivables and bank data come across automatically, every day. No month-end report pulls, no rebuilt spreadsheets.
03
A dashboard for each client
Six insolvency-law indicators scored green, amber or red, plus supporting ratios and a health score, refreshed daily. Open any client from your organisations list and switch between them in a click.
Across your book
Built for a book of clients
Offermore is organised around one client organisation per Xero file. Connect each client under a single login and you get a focused, daily-updated dashboard for every one of them. You review clients one at a time — each has its own dashboard — and move between them from a searchable organisations list that shows, at a glance, which clients' Xero is connected and where each subscription stands.
Need a colleague across a particular file? Invite them to that client's workspace and they see the same view. It is a per-client dashboard, not a single portfolio screen — but every client you look after lives one click apart under the one account.
The documentation angle
An evidence trail for safe harbour advice
Safe harbour puts the burden on the director — and, in practice, on you as their adviser — to show the company's position was genuinely monitored and the conditions were met. Because Offermore takes a dated snapshot of each client's indicators every day and keeps a rolling 12-month history, it builds exactly that kind of contemporaneous record: not a report written after the fact, but an ongoing, timestamped view of how the numbers actually moved.
Pair it with our safe harbour eligibility checker to work through the s 588GA preconditions with a client before you formalise the advice, and the insolvency risk assessment to see the indicators the daily monitor tracks.
Pricing
One price per client
Each client organisation is its own Offermore subscription — AUD $29/month, with a 14-day free trial on each and no credit card to start. Connect one client, see it work, then add the rest. Full detail is on the pricing page.
Start with a single client
Connect one client's Xero, watch the indicators land, and decide from there. It is free for 14 days and takes a couple of minutes to set up.